Going ‘beyond cover’ since 2002.

The adventure so far…

Back in 2002, we formed Direct Commercial with a team of 9 people working out of a tiny office round the corner from Chelmsford rail station. Fast forward to today and we’re writing over £235m in gross premium and insure over 1 in 9 trucks on UK roads.

So, how did we do it? In a nutshell, we specialised the hell out of it!

Our team (still in Chelmsford, but now in a couple of big offices of our own) live and breathe fleet. We happily take on industries the others run scared from – whether that’s haulage, logistics, courier or even waste.

Our secret is, well, not a secret… It’s simple. Every day we put ourselves in the shoes of fleet owners and think about what they need from an insurer. That’s lead to us becoming underwriters*, taking claims handling in house, and offering our own financing solutions.

*technically, we’re a motor MGA, working in partnership with Great Lakes Insurance (UK) Ltd – part of the global Munich Re group, with an A+ A.M. Best rating.