Welcome to Direct Commercial Limited

Multi Award-Winning Commercial Motor Underwriters

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Quote & Bind Online for Van, Lorry & Multivehicle Insurance

Trailers, Foreign Use, Tipping Risk & Carriage of hazardous goods can all be considered

Flexible driving warranties which can include ANY licenced driver

Broad acceptance criteria for motoring convictions and previous claims

Specialist 24/7 Claims Line

Premium instalment plan available

Multi Award Winning Claims Team

Award Winning, Technology Infused, Motor Fleet Insurance

Flexible driving warranties which can include ANY licenced driver

Excess waiver (Up to £1000 each and every claim, See Website for full terms)

Trailers, Foreign Use, Tipping Risk & Carriage of hazardous goods can all be considered

Specialist 24/7 Claims Line

Premium instalment plan available (Cost of the cameras can be included)

As & When adjustments (MID Automatically updated))

Year of Year premium reductions of 20% can be achieved

Multi Award Winning Claims Team

Avoid market hardening increases and lock in savings with up to 20% year on year reductions available

Premium instalment plan available in each year of the deal

Avoid being penalised due to market pressure or the poor accident record of others

Pre-agreed parameters allow cash flow planning with transparent relationship between premium and claim costs

Effective forecasting of future insurance costs

Annual year on year premium reductions of up to 20% can be achieved

Multi Award Winning Underwriting Since 2002

Hire & Reward or Own Goods

Most trades considered

Flexible driving warranties which can include ANY licenced driver

Premium instalment plan available

Specialist 24/7 Claims Line

Trailers, Foreign Use, Tipping Risk & Carriage of hazardous goods can all be considered

As & When & Quarterly declaration policies normally available

Most vehicle types accommodated

Direct access to Underwriters

Multi Award Winning Claims Team

Specialist Insurance for Waste & Hazardous Goods Carriers

Spillage, Leakage & Tipping risks

Cross Liabilities

UK based specialist 24/7 claims line

Cover for theft whilst vehicle being used
as a ‘tool of trade’

Cover for lost or stolen keys

Attached & detached cover for unspecified trailers

Driver Death Benefits (Comp cover only)

Extended third party property limits’

– £20million for Commercial Vehicles

– £5million for the carriage of Hazardous Goods

Connect with DCL and drive down claims and premiums.

Rewards for being risk aware

Policyholders receive a discounted premium for already investing in vehicle CCTV

No new camera install required – upload footage from existing vehicle cameras

Submit footage following an incident within 24 hours of the incident occurring using our dedicated online portal

Ensure effective third-party intervention

Mitigate claims costs & Fight fraud using the video evidence

 Claims reported within 30 minutes can earn an excess waiver of up to £1000