Decisive action reduces claims costs

Accidents are inevitable. That’s why we equip our policyholders with simple things they can do to reduce the cost of claims. The main thing to understand here is that acting quickly saves money. It works in two key ways:

  • A report from a driver within hours of an accident allows us to instigate liability and indemnity investigations, leading to earlier resolutions.
  • Early intervention on a claim cuts admin time and means we can manage repair and hire costs effectively.

That’s why we encourage roadside reporting and provide bump cards that ensure no detail is missed.

Our in-house claims team ensures control

By handling claims internally, we maintain control, speed up decisions, and deliver a more personalised experience. And, you get to spend time face to face with our experienced claims team in Quarterly Claims Meetings.

  • Quarterly claims reports & meetings – get issues resolved!
  • Written response within 60 minute to claims reported via email
  • Dedicated motor claim specialists manage specific clients and brokers.
  • Broad Network of commercial engineers, repairers and loss adjusters
  • Hard line on fraudulent claims to protect policyholders
  • Camatics integration – Accident footage delivered straight to dedicated handlers
  • No requirement for traditional claims forms.

1

Notification / FNOL

You report the incident via phone or email. 
Our FNOL team collects all required details.
2

Assessment & liability review

Our team investigates, reviews evidence, and determines fault or responsibility.
3

Repair / recovery

We coordinate vehicle recovery where needed and select repairers in our network to minimise downtime.
4

Settlement & payment

Once liability and costs are agreed, settlement is made and you’re notified via portal or direct communication.
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Make a claim

Report an incident swiftly & simply
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Download Bump Cards

Print them off, supply them to drivers & have them in vehicles.
A great tool to exchange the right information at the scene of an accident.